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Special Situations
Browse 9 in-depth Special Situations guides from Medicare Starter. Our editorial team researches and writes each one to give you clear, practical answers, current as of August 2026. The newest are shown first.
Medicare for Retirees Moving States: What Changes
Most people don’t realize their Medicare coverage doesn’t care about state lines the way their car …
Medicare for People Under 65 With Disabilities
About 9 million Americans under age 65 are currently enrolled in Medicare. Nine million. That number surprises …
Self-Employed Medicare Options: A Complete Guide
Most self-employed people I’ve talked with over the years assume Medicare is simple: you turn 65, you …
When Medicare Becomes Your Second Insurance Plan
Most people think of Medicare as the thing that kicks in first and pays the most. That assumption is wrong …
How HSAs Can Reduce Your Medicare Costs
Most people get the Medicare-HSA relationship completely backwards. They assume an HSA is just a savings …
Working Past 65? Here's Your Medicare Guide
Sixty-five shows up whether you’re ready for it or not. And if you’re still working, still covered …
COBRA and Medicare: Which Covers You First?
Most people get this backwards. They assume COBRA is the safe choice, the familiar bridge that keeps them …
TRICARE and Medicare: Which Coverage Works Best
You’ve earned it. After years of military service, you have access to one of the most comprehensive …
How Employer Insurance Affects Your Medicare
Turning 65 brings decisions, and none are messier than figuring out how Medicare works with your current …