About Medicare Starter
Medicare Starter is an independent resource dedicated to helping people understand Medicare, what it covers, how enrollment works, and how to choose the right plan without getting lost in the complexity.
Meet the Editor
Dorothy Chen is the editor behind Medicare Starter.
Dorothy Chen is a benefits counselor who has helped hundreds of seniors navigate Medicare enrollment, Medigap selection, and the ongoing decisions that come with managing healthcare in retirement. She is not an insurance agent and does not sell plans, which means her guidance is entirely focused on helping people understand their options. At Medicare Advisor Guide, she covers enrollment timelines, plan types, and the decisions that matter most when turning 65.
What We Cover
Medicare Starter covers Medicare from the ground up, Original Medicare (Parts A and B), Medicare Advantage (Part C), prescription drug coverage (Part D), Medigap supplement plans, enrollment windows and penalties, and how to compare plans for your specific health needs and budget.
Our Approach
We are not affiliated with Medicare, CMS, or any insurance carrier. We don’t sell plans or collect commissions. Our only goal is to make this system easier to understand.
Every article is researched from official Medicare.gov guidance, CMS publications, and the Medicare & You handbook, updated annually to reflect current plan options and enrollment rules.
Important Disclaimer
Medicare Starter provides general informational content about Medicare. Dorothy Chen is a retired benefits professional and researcher, not a licensed insurance agent or financial advisor. Medicare rules and available plans vary by location and change annually. Contact Medicare at 1-800-MEDICARE or a licensed benefits counselor for advice specific to your situation.
Affiliate Disclosure
Some links on this site are Amazon affiliate links (for books and planning resources). Purchases may earn us a small commission at no extra cost to you.
Contact
Questions or topic suggestions? Contact us here.